RESEARCH PUBLICATIONS
Fintech Landscape in Malaysia: A Practitioner Perspective
Working Paper
Abstract
This working paper examines the current state of financial technology adoption in Malaysia, exploring key trends in digital payments, open banking, regulatory sandbox developments and the emerging role of AI in financial services delivery.
Summary
Drawing on practitioner insights and industry observations, this paper maps the evolving fintech ecosystem in Malaysia. It covers the growth of e-wallet and digital payment platforms, Bank Negara Malaysia regulatory sandbox initiatives, the development of open banking frameworks and early-stage AI applications in areas such as credit scoring, fraud detection and customer service automation.